Information you provide to us:

Information we obtain from third parties:

• Social media information. If you choose to link your account on the Services to a social media handle, we receive information from the social media account you have linked, including your handle name, account ID, and other related information. We also maintain pages on social media platforms, such as X, Reddit, YouTube, Spotify, Twitch and Discord. When visiting or interacting with our pages on those platforms, the platform provider’s privacy policy will apply to such interactions and their collection, use and processing of personal information. Such platforms and their users may provide us with information through the platform, and we will treat such information in accordance with this Privacy Policy.
• Third-party credentials. You may also access the Services using a third-party service, such as Google. If you sign up for or login to the Services with a third-party service, you direct the third party to send us information (e.g., contact information) controlled by that service or as authorized by you via your privacy settings at that service. The information we receive when you authenticate through a third-party service depends on the settings, permissions and privacy policy controlled by that third-party service. You should always check the privacy settings and notices in the relevant third-party services to understand what data may be disclosed to us or shared with us. Click here for more information about Google log-in.

Automatic data collection.

• Your actions on the Services, such as pages or screens viewed, how long was spent on a page or screen, browsing history, navigation paths between pages or screens, account and profile settings, information about activity on a page or screen, access times, and duration of access, and whether marketing emails were opened or links within them clicked.
• Device data, such as the computer or mobile device’s operating system type and version, manufacturer and model, browser type, screen resolution, device type (e.g., phone, tablet), IP address, unique identifiers (including identifiers used for advertising purposes), language settings, and general location information (derived from IP address) such as city, state or geographic area.

We use the following tools for automatic data collection:

• Cookies, which are text files that websites store on a visitor‘s device to uniquely identify the visitor’s browser or to store information or settings in the browser for the purpose of helping navigate between pages efficiently, remembering preferences, enabling functionality, helping us understand user activity and patterns, and facilitating online advertising.
• Local storage technologies, like HTML5, that provide cookie-equivalent functionality but can store larger amounts of data, including on devices outside of browsers in connection with specific applications.
• Web beacons, also known as pixel tags or clear GIFs, which are used to demonstrate that a webpage or email was accessed or opened, or that certain content was viewed or clicked.

For more information, please see our Cookie Policy

To operate and deliver the Services in accordance with our Terms of Service:

• Account creation, including registering and identifying you as a user setting up your profile, and logging and saving your account and profile settings.
• Providing, operating, maintaining, and securing your account and the Services, and allowing you to engage with features of the Services as well as to communicate with other users of the Services.
• Communicating with you about the Services, including by responding to questions, providing customer support, and sending announcements, updates, security alerts, and support and administrative messages.
• Resolving disputes, collecting fees, and troubleshooting problems.

For business and product development.We may use personal information for legitimate interests such as to analyze and improve the Services, develop new products and services, identify usage trends, and operate and expand our business activities. We make also deidentify or aggregate personal information and use it for our lawful business purposes, including to analyze and improve the Services and for benchmarking purposes.

Marketing and advertising. We may use your personal information for our legitimate interests to promote and market our Services (where required by applicable laws, we will ask your consent before engaging in these activities). Our marketing and advertising includes:

• Direct marketing,including sending you newsletters and email marketing in accordance with your preferences, providing you offers, guides, events, webinars, and relevant promotions, and tailoring communications with you to accommodate your areas of interest and focus.
• Interest-based advertising.We may engage third-party advertising companies to display ads promoting our services across the web. These companies may use cookies and similar technologies to collect information about interactions over time across the Internet and use that information to serve online ads that they think will be of interest.

To comply with law. As we believe necessary or appropriate to comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas or requests from government authorities.

For compliance, fraud prevention, and safety.We may use personal information for our legitimate interests and in accordance with our legal obligations to: (a) protect our or others’ rights, privacy, safety or property (including by making and defending legal claims); (b) enforce the terms and conditions that govern the Services; and (c) protect, investigate and deter against fraudulent, harmful, unauthorized, unethical, or illegal activity.

You may submit these requests by email to privacy@urvin.finance . We may request specific information from you to help us confirm your identity and process your request. Applicable law may require or permit us to decline your request. If we decline your request, we will tell you why, subject to legal restrictions. If you would like to submit a complaint about our use of your personal information or our response to your requests regarding your personal information, you may contact us or submit a complaint to the data protection regulator in your jurisdiction.

Online tracking opt-out.There are a number of ways to opt out of having online activity and device data collected through our Services, including:

• Blocking cookies in your browser. Most browsers let you remove or reject cookies, including cookies used for interest-based advertising. To do this, follow the instructions in your browser settings. Many browsers accept cookies by default until you change your settings. For more information about cookies, including how to see what cookies have been set on your device and how to manage and delete them, visit www.allaboutcookies.org
• Blocking advertising ID use in your mobile settings. Your mobile device settings may provide functionality to limit use of the advertising ID associated with your mobile device for interest-based advertising purposes.
• Using privacy plug-ins or browsers. You can block our websites from setting cookies used for interest-based ads by using a browser with privacy features, like Brave, or installing browser plugins like Privacy Badger, Ghostery, or uBlock Origin, and configuring them to block third party cookies/trackers. You can also opt out of Google Analytics by downloading and installing the browser plug-in available at: https://tools.google.com/dlpage/gaoptout.
• Advertising industry opt out tools.You can also use these opt out options to limit use of your information for interest-based advertising by participating companies:
  • Digital Advertising Alliance for Websites: outout.aboutads.info
  • Digital Advertising Alliance for Mobile Apps: https://youradchoices.com/appchoices
  • Network Advertising Initiative: optout.networkadvertising.org

Note that because these opt out mechanisms are specific to the device or browser on which they are exercised, you will need to opt out on every browser and device that you use.

Do Not Track. Some Internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to "Do Not Track" or similar signals. To find out more about "Do Not Track," please visit http://www.allaboutdnt.com.